Everything your business needs to pay, get paid, and manage money — with the power of a full-service bank and the speed of a fintech.
From sole proprietors to growing teams, Bella Vista Business has the tools you need to run your finances with confidence.
A powerful account built for volume — handle thousands of transactions with no per-transaction fees and unlimited deposits.
Open accountIssue Visa cards to your whole team with individual spending limits, category controls, and real-time visibility.
Learn moreSend branded invoices, accept ACH and card payments, and get paid faster with automatic payment reminders.
Learn moreCapture receipts with your phone, tag expenses to projects, and sync everything to QuickBooks or Xero automatically.
Learn moreAccess revolving credit from $10K to $250K with competitive rates, flexible repayment, and same-day approval decisions.
Apply nowRun payroll directly from your account or sync with Gusto, ADP, and Rippling. Tax filings handled automatically.
Learn moreStop chasing receipts and spreadsheets. Bella Vista automatically categorizes every purchase, captures receipts, and syncs to your accounting software in real time.
Access a flexible line of credit with no origination fees, competitive rates, and decisions in hours — not weeks.
Bella Vista connects directly to the tools your business already uses.
All business plans include FDIC insurance, business checking, and a dedicated support line.
For sole proprietors and freelancers just getting started.
For growing teams that need full-featured expense management.
For larger businesses with advanced needs and high volume.
"We replaced three separate tools — expense management, invoicing, and our old business bank — with just Bella Vista. It's saved us about $800/month."
"The credit line was approved the same afternoon I applied. I used it to buy inventory before the holiday season and paid it off in 6 weeks."
"My accountant told me Bella Vista is the best-integrated business bank she's seen. Reconciliation used to take a day — now it takes 20 minutes."